Privacy Policy
Your privacy matters to us. This policy explains how kalorisytheum collects, uses, and protects your personal information when you use our financial insights platform.
Information We Collect
When you interact with our platform, we collect various types of information to provide you with personalized financial insights and improve our services. This collection happens through different methods and serves specific purposes related to your user experience.
Account Information
Name, email address, phone number, and authentication credentials you provide during registration.
Financial Data
Budget categories, spending patterns, and financial goals you choose to share for personalized insights.
Usage Analytics
How you navigate our platform, which features you use, and interaction patterns with our tools.
Device Information
Browser type, operating system, IP address, and technical specifications for optimal service delivery.
We also collect information automatically through cookies and similar technologies. This includes session data, preference settings, and performance metrics that help us understand how our platform performs across different devices and user scenarios.
How We Use Your Information
Your information serves multiple purposes within our platform ecosystem. Primarily, we use this data to deliver the financial insights and educational content you've signed up for. This means analyzing your spending patterns to suggest budget optimizations, recommending relevant educational resources, and personalizing your dashboard experience.
Beyond service delivery, we use aggregated and anonymized data to improve our platform's functionality. This helps us identify which features provide the most value, where users encounter difficulties, and how we can enhance the overall experience. We also use your contact information to send important updates about your account, security notifications, and educational content that aligns with your interests.
For our educational programs scheduled for late 2025 and 2026, we may use your learning preferences and progress data to customize course recommendations and track your educational journey. This ensures you receive content that matches your current knowledge level and financial goals.
Information Sharing and Disclosure
kalorisytheum operates on a principle of minimal data sharing. We don't sell your personal information to third parties, and we carefully control who has access to your data. However, there are specific circumstances where sharing becomes necessary for service delivery or legal compliance.
We work with trusted service providers who help us deliver our platform functionality. These include cloud hosting services, email delivery platforms, and analytics providers. Each of these partners operates under strict confidentiality agreements and can only access the specific data they need to perform their services. They're prohibited from using your information for their own purposes or sharing it further.
In certain legal situations, we may be required to disclose your information. This includes responding to valid legal processes, protecting our rights and property, preventing fraud, or addressing safety concerns. We'll always try to notify you of such requests unless legally prohibited from doing so.
Your Privacy Rights
Under UK data protection laws, you have significant control over your personal information. These rights ensure you can make informed decisions about your data and maintain control over your privacy.
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Access Your Data
Request a complete copy of all personal information we hold about you, including how it's being used and who it's shared with.
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Correct Inaccuracies
Update or correct any incorrect or incomplete personal information in your account at any time through your profile settings.
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Delete Your Information
Request complete deletion of your personal data, subject to legal retention requirements and ongoing service needs.
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Limit Processing
Restrict how we use your information while maintaining your account, particularly for marketing and non-essential analytics.
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Data Portability
Export your data in a machine-readable format to transfer to another service provider if you choose to leave our platform.
To exercise any of these rights, contact our privacy team using the information provided at the bottom of this policy. We typically respond to such requests within 30 days, though complex requests may take longer. We'll always confirm your identity before processing privacy rights requests to protect your information.
Data Security and Protection
Protecting your information is fundamental to how we operate. We employ multiple layers of security measures designed to prevent unauthorized access, use, or disclosure of your personal data. Our security approach combines technical safeguards, administrative controls, and physical protections.
All data transmission between your device and our servers uses industry-standard encryption protocols. Your account information is stored in encrypted databases with restricted access controls. Our systems undergo regular security audits and vulnerability assessments to identify and address potential risks before they can impact your data.
Our team receives regular training on data protection best practices, and access to personal information is strictly limited to employees who need it to perform their job functions. We maintain detailed logs of who accesses what information and when, creating an audit trail that helps us monitor and protect your data.
Despite these comprehensive measures, no system is completely immune to security risks. We continuously monitor for suspicious activity and have incident response procedures ready should any security events occur. In the unlikely event of a data breach affecting your information, we'll notify you promptly and take immediate steps to minimize any potential impact.
Data Retention Periods
We retain your information only as long as necessary to provide our services, comply with legal obligations, and protect our legitimate business interests. Different types of information have different retention periods based on their purpose and legal requirements.
Temporary Data
Session logs, temporary files, and cached data are automatically deleted after 3 months to maintain system performance and protect privacy.
Usage Analytics
Anonymized usage statistics and platform analytics are retained for 1 year to help us improve our services and user experience.
Account Information
Active account data is maintained for 3 years after your last login to comply with financial services regulations and provide continuous service.
Legal Records
Transaction records and legal documentation are retained for 7 years as required by UK financial regulations and tax compliance requirements.
When retention periods expire, we securely delete or anonymize your information. You can request earlier deletion of your data by contacting us, though some information may need to be retained longer due to legal requirements or ongoing disputes.
International Data Transfers
While kalorisytheum primarily operates within the United Kingdom, some of our service providers and technology infrastructure may be located in other countries. When your information needs to be transferred internationally, we ensure appropriate safeguards are in place to protect your privacy rights.
All international transfers comply with UK GDPR requirements and use approved transfer mechanisms such as adequacy decisions or standard contractual clauses. We work only with providers who demonstrate strong privacy protections and commit to maintaining the same level of data protection you'd expect within the UK.
If you have specific concerns about international data transfers or want more details about where your information might be processed, please contact our privacy team. We're happy to provide additional information about our international data handling practices.
Updates to This Policy
Privacy regulations and our business practices evolve over time, which means this policy may need updates to remain accurate and comprehensive. We review this policy annually and update it whenever there are significant changes to how we collect, use, or protect your information.
When we make material changes, we'll notify you through email and by posting a notice on our platform. For minor updates that don't affect your rights or our data practices significantly, we'll simply update the "Last Updated" date at the top of this policy. We encourage you to review this policy periodically to stay informed about how we protect your privacy.
Continued use of our platform after policy updates indicates your acceptance of the revised terms. If you disagree with any changes, you can exercise your right to delete your account and discontinue using our services.
Privacy Questions and Contact Information
For any questions about this privacy policy, to exercise your privacy rights, or to report privacy concerns, please contact our Data Protection Officer:
kalorisytheum Privacy Team
68 Ewer St, London SE1 0NR, United Kingdom
Email: privacy@kalorisytheum.com
Phone: +44 1482 631190
We aim to respond to all privacy inquiries within 5 business days and will work with you to resolve any concerns about your personal information.