Terms of Use

1. Acceptance of Terms

By accessing, browsing, or using the kalorisytheum website (kalorisytheum.com) and related services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. These terms constitute a legally binding agreement between you and kalorisytheum, located at 68 Ewer St, London SE1 0NR, United Kingdom.

If you do not agree to these terms, you must immediately cease using our services. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the service after any modifications constitutes acceptance of the revised terms.

2. Service Description

kalorisytheum provides financial insights, educational content, and learning resources through our online platform. Our services include but are not limited to financial analysis, market research, educational materials, and learning programs related to finance and investment principles.

Educational Purpose

All content provided through our platform is for educational and informational purposes only. We do not provide personalized financial advice, investment recommendations, or guarantee any specific financial outcomes. Users should consult with qualified financial professionals before making investment decisions.

Service Availability

We strive to maintain continuous service availability but do not guarantee uninterrupted access. Services may be temporarily unavailable due to maintenance, updates, or technical issues beyond our control.

3. User Responsibilities and Conduct

Users must be at least 18 years old to use our services. By using our platform, you represent that you meet this age requirement and have the legal capacity to enter into this agreement.

Prohibited Activities

• Using the service for any unlawful purpose or in violation of applicable laws
• Attempting to gain unauthorized access to our systems or user accounts
• Distributing malware, viruses, or other harmful code
• Impersonating others or providing false information
• Interfering with or disrupting the service or servers
• Harvesting or collecting user information without consent
• Using automated systems to access the service without permission

Account Security

You are responsible for maintaining the security of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

4. Intellectual Property Rights

All content on the kalorisytheum platform, including but not limited to text, graphics, logos, images, software, and educational materials, is the property of kalorisytheum or its content suppliers and is protected by United Kingdom and international copyright laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes. This license does not permit you to copy, distribute, modify, or create derivative works from our content without explicit written permission.

User Content

Any content you submit to our platform remains your property, but you grant us a worldwide, royalty-free license to use, modify, and display such content in connection with our services. You represent that you own or have permission to use any content you submit.

5. Privacy and Data Protection

We are committed to protecting your privacy and comply with applicable data protection laws, including the UK General Data Protection Regulation (UK GDPR). Our Privacy Policy, which forms part of these terms, details how we collect, use, and protect your personal information.

Data Collection

We collect personal information necessary to provide our services, including contact details, usage data, and preferences. We use this information to improve our services, communicate with users, and comply with legal obligations.

Data Retention

We retain personal data only as long as necessary for the purposes outlined in our Privacy Policy or as required by law. Users may request deletion of their personal data subject to legal and contractual obligations.

6. Limitation of Liability

To the fullest extent permitted by law, kalorisytheum shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising from your use of our services.

Maximum Liability

Our total liability to you for all claims arising from or relating to these terms or your use of our services shall not exceed the amount you have paid to us in the twelve months preceding the claim, or £100, whichever is greater.

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, strikes, or government regulations.

7. Termination

Either party may terminate this agreement at any time. We reserve the right to suspend or terminate your access to our services immediately, without notice, for any violation of these terms or for any other reason we deem appropriate.

Effect of Termination

Upon termination, your right to use our services ceases immediately. Provisions regarding intellectual property, limitation of liability, and governing law shall survive termination of this agreement.

8. Governing Law and Dispute Resolution

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Alternative Dispute Resolution

Before initiating formal legal proceedings, we encourage users to contact us directly to resolve disputes amicably. We are committed to addressing concerns in a fair and timely manner.

9. Miscellaneous Provisions

If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.

Entire Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between you and kalorisytheum regarding use of our services and supersede all prior agreements and understandings.

Assignment

You may not assign or transfer these terms or your account without our written consent. We may assign our rights and obligations under these terms without restriction.